Finance Options

Once submitted a decision is normally returned within 30 seconds. Completing the online form only takes a few minutes and there is no printing, scanning or physical forms - the whole process is online. Customers are taken through a simple online application form and are guided clearly through the pre-contract explanation before digitally signing the application with ‘eSignature’.

Successful applicants usually have:

• 3 years address history  and must be on the voters roll
• A minimum income £10,000 – this can include private pension
• No bankruptcy, CCJ’s or defaults in the last 6 years
• Not taken out or applied for a pay day loan in the last 12 months

You will need to start a fresh application with a new email ID as your application is linked to your email ID.

All applications stay in the Omni portal for compliance reasons and cannot be deleted. You will need to start a fresh application with a new email ID (as your application is linked to your email ID).

No. Please be sure to use the finance calculator to develop a payment plan that is affordable and works for you. You will be prompted for the deposit amount and the length of finance when you start the application. This cannot be changed one you start the process. 

Yes, but this must be done in advance of the credit application. For your information, the finance is available when an item (sewing machine or furniture) which is included in our pre-approved finance list is in your basket. The finance will then be available on the whole basket. We cannot add items after your application is approved so please be careful to get this right from outset.

We always try and dispatch machines on the same day that the deposit is paid (if this happens before 2pm). Sometimes, this can take 24 / 72 hours.

Call us on 0121 359 5335 if you have any issues at any stage. Contact the number on the Omni application if you need any help or support through your application.

Yes - you call Omni capital directly to make early payment for your purchase. There are no penalties for early payment.